Frequently Asked Questions

Female Finance is a free educational platform designed to help women navigate major financial life transitions. Whether you're going through divorce, coping with bereavement, or starting your own business, we provide plain English guidance, practical tools, and AI-powered assistance to help you take control of your finances.

Yes, all our educational content, calculators, and tools are completely free to use. We believe every woman should have access to clear financial guidance, regardless of their situation.

You can use our calculators and browse educational content without an account. Creating a free account lets you track your progress through journeys, save checklist completion, and get more daily uses of our AI tools.

Female Finance is for any woman in the UK navigating a significant financial life change. This includes women going through divorce or separation, those coping with the loss of a partner, and self-employed women or business owners who want to build stronger financial foundations.

Each journey is a structured series of educational modules covering the key financial topics relevant to your situation. Modules include practical information, step-by-step guidance, and links to useful resources. You can work through them at your own pace.

Absolutely. You might find content relevant to your situation across different journeys. For example, if you're a self-employed woman going through divorce, both the Divorce and Business Owner journeys may be helpful.

Each journey includes a practical checklist of tasks you may need to complete. These help you stay organised and ensure you don't miss important steps. You can tick items off as you complete them, and your progress is saved.

Each module shows an estimated reading time, typically 10-20 minutes. You can work through the entire journey over several days or weeks, depending on your pace and situation. There's no time limit.

Our calculators provide estimates based on the information you enter and standard financial assumptions. They're designed to help you understand your financial position and plan ahead, but actual results may vary. For personalised advice, we recommend consulting a financial adviser.

Our calculators process your inputs locally in your browser. We don't store or transmit your financial information. Your checklist progress is stored locally on your device (or in your account if you're logged in).

The 50/30/20 rule is a simple budgeting framework: 50% of your income goes to needs (essentials like housing and food), 30% to wants (non-essentials), and 20% to savings and debt repayment. Our Budget Planner compares your spending to this framework.

A common recommendation is 3-6 months of essential expenses. If you have variable income or are going through a major life change, aiming for 6-12 months provides more security. Our Emergency Fund Calculator helps you work out your personal target.

Our AI tools include: Jargon Buster (explains financial terms in plain English), Letter Drafter (helps you write professional letters to financial institutions), and Document Explainer (analyses financial documents and explains what they mean).

No. Our AI tools provide general educational information only. They cannot assess your personal circumstances or provide regulated financial advice. For personalised advice about your specific situation, please consult a qualified financial adviser.

Without an account, you can use AI tools twice per day. With a free account, you get 10 uses per day. This resets at midnight.

Your inputs are processed by our AI provider to generate responses. We recommend not sharing sensitive personal information like account numbers. See our Privacy Policy for full details.

We take your privacy seriously. Calculator data is processed locally in your browser. Account information is stored securely with encrypted passwords. We don't sell your data or share it with third parties for marketing purposes.

We use essential cookies to make the site work properly. We also use analytics cookies (with your consent) to understand how people use the site so we can improve it. You can manage your preferences in our cookie settings.

Yes, you can delete your account at any time from your account settings. This will remove all your stored data including progress and checklist completion.